法律与隐私 · Legal & privacy

最后更新 Last updated: 2026-10-23。中英文内容一致；如有出入，以英文为准。 Chinese and English versions say the same thing; if they differ, the English prevails.

不构成建议 · Not advice

本站、视频和报告的内容根据公开资料整理，仅供学习参考，不构成任何投资、法律、税务、创业或经营建议。文中的估算基于写明的假设，实际结果可能完全不同。做任何决定前，请自行核实并咨询专业人士。

Everything on this site, in the videos and in the reports is based on public information and is for learning only. It is not investment, legal, tax, startup or business advice. Estimates rest on stated assumptions and real outcomes may differ materially. Verify independently and consult a professional before making decisions.

隐私说明 · Privacy

我们收集什么 · What we collect

• 订阅时你填写的邮箱，以及订阅的语言和来源页面。Your email address, language and the page you subscribed from, when you subscribe.
• 购买报告时，付款由 Stripe 处理。我们能看到你的邮箱、金额和付款状态，看不到完整的银行卡信息。Payments are processed by Stripe. We see your email, the amount and the payment status, never your full card details.
• 网站托管商 Vercel 会记录访问日志（如 IP 地址、浏览器信息），用于安全和运行。Our host, Vercel, keeps standard server logs (such as IP address and browser) for security and operations.

我们不做什么 · What we don't do

• 本站不使用广告追踪或第三方分析 Cookie。This site uses no advertising trackers or third-party analytics cookies.
• 视频只有在你点击播放后才会加载 B 站或 YouTube 的播放器；加载后适用它们各自的隐私政策。Video players from Bilibili or YouTube load only after you click play; their own privacy policies then apply.
• 我们不出售你的信息。We never sell your information.

服务商 · Processors

Resend（发送邮件、保存订阅名单）、Stripe（收款）、Vercel（网站托管）。这些服务商可能在中国境外处理数据。Resend (email and subscriber list), Stripe (payments), Vercel (hosting). These providers may process data outside your country, including outside mainland China.

你的权利 · Your rights

每封邮件都有退订链接。你也可以随时发邮件到 jimmy_yu2020@outlook.com 要求查看、更正或删除你的信息。Every email has an unsubscribe link. You can also email us at any time to access, correct or delete your data.

使用条款 · Terms

• 付费报告是数字产品，购买后获得个人学习使用的许可。请勿转载、转售或公开分发。Paid reports are digital products licensed for your personal use. Don't republish, resell or distribute them.
• 本站引用的第三方数字和商标归各自权利人所有，引用仅为评论和研究。Third-party figures and trademarks belong to their owners and are cited for commentary and research.
• 本站内容截至标注日期；之后情况可能变化。Content is accurate as of its stated date; circumstances may change.

退款 · Refunds

如果下载链接打不开、文件损坏，或报告内容和介绍明显不符，请在购买后 14 天内发邮件到 jimmy_yu2020@outlook.com，我们会补发文件或全额退款。因为报告是数字产品、下载后即可获得全部内容，除上述情况外一般不退款。

If the download link doesn't work, the file is damaged, or the report is materially different from its description, email us within 14 days of purchase and we'll resend the file or refund you in full. Because reports are digital and fully delivered on download, other refunds are generally not offered. Nothing here limits rights you have under consumer law.

联系 · Contact

Jimmy Decodes · jimmy_yu2020@outlook.com